What About Financing? - Let's Talk Loans... 

When looking for houses for sale, Lacon Estate Group recommends our clients find a reputable mortgage lender that will provide you with a “Pre-Qualification Letter”.

  • A “Pre-Qual” is an overview of the loan application process. A lender will review your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. Usually a lender can provide this information within a few minutes or a day at the most and there is no charge for this service. 
  • “Pre-Qual’s” serve as a general creditworthiness to a Seller and most Sellers will NOT accept an offer unless it is submitted with a Pre-Qual Letter. 
  • A Lender is not committed to “Pre-Qual” but will continue as the transaction progresses to verify all the information until the transaction and loan is approved. 
  • Lenders will also provide an estimation of costs, whether you are a first-time homebuyer, or experienced buyer.

 

 


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